WBSCB at a glance
About WBSCB
WBSCB at a glance :-
Year of Registration of the Bank: 19.02.1918
No. of Branches: 43 + H.O
No. of Regional Office: 3 (Coochbehar, Barasat, Diamond Harbour)
No. of affiliated CCB: 17
No. of Branches of CCB& WBSCB: 379
No. of PACS affiliated to WBSCB: 920 (as on 30.06.2023)
Total No. of affiliated PACS in W.B.: 5,862
No. of Deposit Mobilising PACS in W.B.: 2,865
No. of Farmer’s involved: 17,54,908
No. of PACS involved in SHG Activity in W.B.: 3,467
No. of SHGs in W.B.: 2,20,303
No. of Credit Linked SHGs in W.B.: 1,45,726
Key Financial Indicators (Rs in Lakh)
| Parameters | As on 31.03.2020 | As on 31.03.2021 | As on 31.03.2022 | As on 31.03.2023 | As on 31.03.2024 |
| Paid up capital | 11,660.00 | 15,052.00 | 16,102.00 | 17,185.00 | 17,937.00 |
| Reserves | 28,925.00 | 39,687.00 | 49,759.00 | 65,016.00 | 82,822.00 |
| Net worth | 33,932.00 | 46,578.00 | 57,404.00 | 73,869.00 | 93,347.00 |
| Deposits | 14,86,234.00 | 13,63,147.00 | 11,90,572.00 | 11,01,562.00 | 13,87,819.00 |
| Advances | 9,09,076.00 | 10,60,498.00 | 9,19,463.00 | 10,08,165.00 | 11,04,758.00 |
| Investments | 9,81,446.00 | 8,63,042.00 | 8,31,667.00 | 12,10,199.00 | 12,85,012.00 |
| Net Profit/Loss | 1856.00 | 10,184.00 | 10,080.00 | 15,021.00 | 18,682.00 |
| CD Ratio | 61.17 % | 77.80 % | 77.23 % | 91.52 % | 79.60 % |
| CRAR % | 12.46 % | 15.47 % | 21.53 % | 27.96 % | 23.72 % |
| Gross NPA (%) | 4.16 % | 4.06 % | 4.71 % | 4.98 % | 4.81 % |
| Net NPA (%) | 1.12 % | 0.93 % | 0.81 % | 1.29 % | 0.85 % |